The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below.
Income | |
Take-Home Pay/All Family Members | |
Child Support/Alimony | |
Pension/Social Security | |
Disability/Other Insurance | |
Interest/Dividends | |
Other | |
Total Income |
Expenses | |
Rent/Mortgage | |
Life Insurance | |
Health/Disability Insurance | |
Vehicle Insurance | |
Homeowners or Other Insurance | |
Car Payments | |
Other Loan Payments | |
Savings/Pension Contribution | |
Utilities | |
Credit Card Payments | |
Car Upkeep | |
Clothing | |
Personal Care Products | |
Groceries | |
Food Prepared Outside the Home | |
Medical/Dental/Prescriptions | |
Household Goods | |
Recreation/Entertainment | |
Child Care | |
Education | |
Charitable Donations | |
Miscellaneous | |
Total Expenses= | |
Remaining Income After Expenses= |
Jenny Kopriva is a professional Clear Lake Realtor with a focus on Clear Lake Iowa Real Estate and Clear Lake Homes for Sale. Contact Jenny today with questions or to find your next dream home!