What to Keep From Your Closing

Purchase Contract

The Closing Disclosure itemizes all the costs associated with the closing. You’ll need this for income tax purposes and when you sell the home.
The Loan Estimate summarizes the terms of your mortgage loan
The mortgage and the note (two pieces of paper) spell out the legal terms of your mortgage obligation and the agreed-upon repayment terms.
The deed transfers ownership of the property to you.
Affidavits swearing to various statements by either party. For example, the sellers will often sign an affidavit stating that they have not incurred any liens on the property.
Riders are amendments to the sales contract that affect your rights. For example, if you buy a condominium, you may have a rider outline the condo association’s rules and restrictions.
Insurance policies provide a record and proof of your coverage.

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I have bought several homes in my life time. Jenny is the best Realtor that I have had the pleasure to work with. She has integrity that is hard to find in the Real Estate business. She will do research if she doesn't know something. She has a very quick turn around on all requests.

John Arnold

10 out of 5 STARS for JENNY and BOB KOPRIVA...and here is why... Our family of 5 needed to decide if we were going to move to Clear Lake, IA from our home town, Duluth, MN by February 1. We began looking at the Clear Lake community in October and we lived 5 hours away.

Chris and Martha Byrnes

Jenny helped me through a short sale of a home I truly wanted in Clear Lake. She did a tremendous job and I would recommend her to anyone buying or selling a home in Clear Lake. Thanks Jenny!

DWright

During my recent search and subsequent purchase of a condo in Clear Lake, Jenny Kopriva was extremely helpful throughout the entire process. Jenny was very knowledgeable of all available properties and was expedient in communicating any new properties that became available during my search process. Jenny was always available to answer any questions, and went

Steve Husome

Jenny Kopriva is a top notch professional and helped me from beginning to end in purchasing a home in Clear Lake. Her expertise in the market place, on-going communication, and exceptional guidance is unsurpassed and the best that I have worked with. I highly recommend Jenny for any real estate transactions and am confident the

Kim Windmuller

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Jenny Kopriva is a professional Clear Lake Realtor with a focus on Clear Lake Iowa Real Estate and Clear Lake Homes for Sale. Contact Jenny today with questions or to find your next dream home!

$749,000

5656 South Shore Drive B Clear Lake, Iowa

4 Beds 4 Baths 1,920 Sq Ft 0.120 Acres

$253,000

901 Main Avenue Clear Lake, Iowa

4 Beds 4 Baths 3,029 Sq Ft 0.200 Acres

$216,300

417 S 9th Street Clear Lake, Iowa

5 Beds 2 Baths 1,788 Sq Ft 0.220 Acres

$151,700

1610 W 6th Avenue N Clear Lake, Iowa

3 Beds 2 Baths 1,081 Sq Ft 0.160 Acres

$96,750

2110 14th Avenue N 205 Clear Lake, Iowa

2 Beds 1 Baths 680 Sq Ft 0 Acres

I have bought several homes in my life time. Jenny is the best Realtor that I have had the pleasure to work with. She has integrity that is hard to find in the Real Estate business. She will do research if she doesn't know something. She has a very quick turn around on all requests.

John Arnold

10 out of 5 STARS for JENNY and BOB KOPRIVA...and here is why... Our family of 5 needed to decide if we were going to move to Clear Lake, IA from our home town, Duluth, MN by February 1. We began looking at the Clear Lake community in October and we lived 5 hours away.

Chris and Martha Byrnes

Jenny helped me through a short sale of a home I truly wanted in Clear Lake. She did a tremendous job and I would recommend her to anyone buying or selling a home in Clear Lake. Thanks Jenny!

DWright

During my recent search and subsequent purchase of a condo in Clear Lake, Jenny Kopriva was extremely helpful throughout the entire process. Jenny was very knowledgeable of all available properties and was expedient in communicating any new properties that became available during my search process. Jenny was always available to answer any questions, and went

Steve Husome

Jenny Kopriva is a top notch professional and helped me from beginning to end in purchasing a home in Clear Lake. Her expertise in the market place, on-going communication, and exceptional guidance is unsurpassed and the best that I have worked with. I highly recommend Jenny for any real estate transactions and am confident the

Kim Windmuller

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Next >>

What to Keep From Your Closing

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