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Jenny Kopriva, Clear Lake Iowa Real Estate Agent
Have a question? Give me a call at (641) 231-1412, or you can contact me for more options to call or email and I will contact you right away.

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10 Steps to Prepare for Homeownership

Clear Lake, Iowa

  • Decide how much home you can afford. Generally, you can afford a home equal in value to between two and three times your gross income.
  • Develop a wish list of what you’d like your home to have. Then prioritize the features on your list.
  • Select three or four neighborhoods you’d like to live in. Consider items such as schools, recreational facilities, area expansion plans, and safety.
  • Determine if you have enough saved to cover your downpayment and closing costs. Closing costs, including taxes, attorney’s fee, and transfer fees average between 2 percent and 7 percent of the home price.
  • Get your credit in order. Obtain a copy of your credit report.
  • Determine how large a mortgage you can qualify for. Also explore different loans options and decide what’s best for you.
  • Organize all the documentation a lender will need to preapprove you for a loan.
  • Do research to determine if you qualify for any special mortgage or downpayment-assistance programs.
  • Calculate the costs of homeownership, including property taxes, insurance, maintenance, and association fees, if applicable.
  • Find an experienced REALTOR® who can help you through the process.

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Jenny Kopriva is a professional Clear Lake Realtor with a focus on Clear Lake Iowa Real Estate and Clear Lake Homes for Sale. Contact Jenny today with questions or to find your next dream home!

Contact Us Now

Team Kopriva Logo in Clear Lake, IA

Jenny Kopriva, Broker Associate
(641) 231-1412
jdkopriva@gmail.com
Jake Kopriva, REALTOR®

(641) 231-1414

jakekopriva@gmail.com

Lakeside Brokers Logo in Clear Lake, IA
Business Address:

421 Main Avenue, Clear Lake, IA 50428


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